Perfect Choice for Loans

No consultation is needed – it’s as easy as sending an email or fax and we do the rest! One of our consultants will handle your application with rapid and professional service and will have an outcome for you the same day of your application! No credit checks are done! No family members contacted!


We think Service

SMC Loans offers rapid approvals and professional service! SMC does not do credit checks. Same day approvals for applications submitted before 11am the same day. SMC Loans understand the situation of each client and handles the application accordingly and to the best of our ability to obtain financing on their behalf! It’s fast – it’s easy – it’s SMC Loans!


Fast Finance Solutions

SMC Loans are designed to deliver all the benefits our clients could need … you can apply for any amount, from R500 to R150 000. You can tailor your repayment term to suit your budget (from 3 months to 3 years) and payments are fixed for your full loan term, so that you can budget easily : payments will never increase!


What's New?

Same day outcome for applications received by 11am!
SMC Loans understands the importance of the holiday season and supports the dreams our clients have of being able to do something different and special for the family each year … that is why we are offering a one in a life time loan opportunity!!

That’s what we call going the extra mile with a smile!

Give thanks for what you are now, and keep fighting for what you want to be tomorrow.


In today's tough times, it's easy to feel weighed down by the financial burden.

Paying this – settling that and meeting other financial commitments. You worry so much about where the money is going to come from, it becomes hard to notice the good things in life.
So if your budget is feeling a little weighed down, keep in mind that SMC Loans can help take a load off!

Whether you need money for unexpected expenses, a medical crisis, to further your child's education, renovate your home or consolidate your accounts – assistance from SMC Loans of up to R150 000 could be the ideal solution.

Plus, an unsecured SMC Personal Loan offers so many benefits : a cash lump sum of up to R280 000, fast approvals, a choice of repayment term, fixed repayments and more!

There's no need to wait any longer for the things you need … Just apply online by completing our online application form!

You make the decision in seconds and a cash lump sum could be in your account … the same day!

Why Us?

Just when you think you have come to a dead end in the road … SMC Loans takes over and builds the road further on your behalf!

SMC Loans has gone the extra mile in building both personal and professional relationships with financial institutions granting us our 98% success rate.

SMC Loans handles each application in a professional manner and according to our client’s circumstances.

Same day approvals as well as same day payouts!

Just when you think you have come to a dead end in the road … SMC Loans takes over and builds the road further on your behalf!