About SMC Loans

SMC Loans are designed to deliver all the benefits our clients could need … you can apply for any amount, from R500 to R180 000. You can tailor your repayment term to suit your budget (from 3 months to 3 years) and payments are fixed for your full loan term, so that you can budget easily : payments will never increase!

What’s more, because we’re committed to responsible service, we’ll always take your current financial circumstances into consideration and never approve you for more than you can comfortably afford to pay.


You can use your SMC Loan as you choose, and it’s the ideal way to consolidate your accounts and improve your cash flow. For instance, if paying your monthly credit card and retail accounts is leaving you with less cash than you would like – just apply for a loan with SMC Loans and use it to pay off all your accounts.

SMC Financial Solutions assist clients of all current financial circumstances including those who are blacklisted!